=== Wise Sandbox - Simulace transferů ===

Profile ID: 28693489

1. Vytváření quote...
Response Code: 200
Response: {"sourceAmount":120.00,"guaranteedTargetAmountAllowed":false,"targetAmountAllowed":true,"paymentOptions":[{"formattedEstimatedDelivery":"in seconds","estimatedDeliveryDelays":[],"allowedProfileTypes":["PERSONAL","BUSINESS"],"payInProduct":"JUST_FAST","feePercentage":0.0079,"estimatedDelivery":"2026-06-22T11:30:55Z","disabled":false,"sourceAmount":120.00,"targetAmount":119.05,"sourceCurrency":"EUR","targetCurrency":"EUR","payOut":"BALANCE","payIn":"DEBIT","price":{"priceSetId":651,"total":{"type":"TOTAL","label":"Total fees","value":{"amount":0.95,"currency":"EUR","label":"0.95 EUR"}},"items":[{"type":"PAYIN","label":"fee","value":{"amount":0.95,"currency":"EUR","label":"0.95 EUR"}},{"type":"TRANSFERWISE","label":"Our fee","value":{"amount":0.0,"currency":"EUR","label":"0 EUR"}}],"priceDecisionReferenceId":"7bbc6422-0579-4132-8aad-b3d14e396d56"},"fee":{"transferwise":0.0,"payIn":0.95,"discount":0,"total":0.95,"priceSetId":651,"partner":0.0}},{"formattedEstimatedDelivery":"in 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seconds","estimatedDeliveryDelays":[],"allowedProfileTypes":["PERSONAL","BUSINESS"],"payInProduct":"JUST_FAST","feePercentage":0.0503,"estimatedDelivery":"2026-06-22T11:30:55Z","disabled":false,"sourceAmount":120.00,"targetAmount":113.97,"sourceCurrency":"EUR","targetCurrency":"EUR","payOut":"BALANCE","payIn":"INTERNATIONAL_DEBIT","price":{"priceSetId":651,"total":{"type":"TOTAL","label":"Total fees","value":{"amount":6.03,"currency":"EUR","label":"6.03 EUR"}},"items":[{"type":"PAYIN","label":"fee","value":{"amount":6.03,"currency":"EUR","label":"6.03 EUR"}},{"type":"TRANSFERWISE","label":"Our fee","value":{"amount":0.0,"currency":"EUR","label":"0 EUR"}}],"priceDecisionReferenceId":"7bbc6422-0579-4132-8aad-b3d14e396d56"},"fee":{"transferwise":0.0,"payIn":6.03,"discount":0,"total":6.03,"priceSetId":651,"partner":0.0}},{"formattedEstimatedDelivery":"in 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seconds","estimatedDeliveryDelays":[],"allowedProfileTypes":["PERSONAL","BUSINESS"],"payInProduct":"JUST_FAST","feePercentage":0.0079,"estimatedDelivery":"2026-06-22T11:30:55Z","disabled":false,"sourceAmount":120.00,"targetAmount":119.05,"sourceCurrency":"EUR","targetCurrency":"EUR","payOut":"BALANCE","payIn":"MAESTRO","price":{"priceSetId":651,"total":{"type":"TOTAL","label":"Total fees","value":{"amount":0.95,"currency":"EUR","label":"0.95 EUR"}},"items":[{"type":"PAYIN","label":"fee","value":{"amount":0.95,"currency":"EUR","label":"0.95 EUR"}},{"type":"TRANSFERWISE","label":"Our fee","value":{"amount":0.0,"currency":"EUR","label":"0 EUR"}}],"priceDecisionReferenceId":"7bbc6422-0579-4132-8aad-b3d14e396d56"},"fee":{"transferwise":0.0,"payIn":0.95,"discount":0,"total":0.95,"priceSetId":651,"partner":0.0}},{"formattedEstimatedDelivery":"in 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seconds","estimatedDeliveryDelays":[],"allowedProfileTypes":["PERSONAL","BUSINESS"],"payInProduct":"JUST_FAST","feePercentage":0.0503,"estimatedDelivery":"2026-06-22T11:30:55Z","disabled":false,"sourceAmount":120.00,"targetAmount":113.97,"sourceCurrency":"EUR","targetCurrency":"EUR","payOut":"BALANCE","payIn":"INTERNATIONAL_CREDIT","price":{"priceSetId":651,"total":{"type":"TOTAL","label":"Total fees","value":{"amount":6.03,"currency":"EUR","label":"6.03 EUR"}},"items":[{"type":"PAYIN","label":"fee","value":{"amount":6.03,"currency":"EUR","label":"6.03 EUR"}},{"type":"TRANSFERWISE","label":"Our fee","value":{"amount":0.0,"currency":"EUR","label":"0 EUR"}}],"priceDecisionReferenceId":"7bbc6422-0579-4132-8aad-b3d14e396d56"},"fee":{"transferwise":0.0,"payIn":6.03,"discount":0,"total":6.03,"priceSetId":651,"partner":0.0}},{"formattedEstimatedDelivery":"in 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account.","arguments":[]}}],"notices":[],"transferFlowConfig":{"highAmount":{"showFeePercentage":false,"trackAsHighAmountSender":false,"showEducationStep":false,"offerPrefundingOption":false,"overLimitThroughCs":false,"overLimitThroughWiseAccount":false}},"rateTimestamp":"2026-06-22T11:30:55Z","clientId":"transferwise-personal-tokens","expirationTime":"2026-06-22T12:00:55Z","rate":1,"user":13044426,"profile":28693489,"sourceCurrency":"EUR","targetCurrency":"EUR","createdTime":"2026-06-22T11:30:55Z","rateType":"FIXED","payOut":"BALANCE","payInCountry":"CZ","funding":"POST","rateExpirationTime":"2026-07-22T11:30:55Z","guaranteedTargetAmount":false,"providedAmountType":"SOURCE","status":"PENDING","id":"c93dda99-0dfd-4db4-8815-d19d52c1e705","type":"REGULAR"}

✓ Quote vytvořen: c93dda99-0dfd-4db4-8815-d19d52c1e705

2. Vytváření recipienta...
Response Code: 200
Response: {"id":700922322,"business":28693489,"profile":28693489,"accountHolderName":"Test Recipient","currency":"EUR","country":"DE","type":"iban","details":{"address":null,"email":null,"legalType":"PRIVATE","accountHolderName":null,"accountNumber":null,"sortCode":null,"abartn":null,"accountType":null,"bankgiroNumber":null,"ifscCode":null,"bsbCode":null,"institutionNumber":null,"transitNumber":null,"phoneNumber":null,"bankCode":null,"russiaRegion":null,"routingNumber":null,"branchCode":null,"cpf":null,"cardToken":null,"idType":null,"idNumber":null,"idCountryIso3":null,"idValidFrom":null,"idValidTo":null,"clabe":null,"swiftCode":null,"dateOfBirth":null,"clearingNumber":null,"bankName":null,"branchName":null,"businessNumber":null,"province":null,"city":null,"rut":null,"token":null,"cnpj":null,"payinReference":null,"pspReference":null,"orderId":null,"idDocumentType":null,"idDocumentNumber":null,"identificationNumber":null,"zarIdentificationNumber":null,"targetProfile":null,"targetUserId":null,"taxId":null,"job":null,"nationality":null,"interacAccount":null,"bban":null,"town":null,"postCode":null,"language":null,"billerCode":null,"customerReferenceNumber":null,"prefix":null,"relationship":null,"taxNumber":null,"beneficiaryBankCorrespondentAccount":null,"beneficiaryBankTaxId":null,"IBAN":"DE89370400440532013000","iban":"DE89370400440532013000","bic":"COBADEFFXXX","BIC":"COBADEFFXXX"},"user":13044426,"active":true,"ownedByCustomer":false,"confirmations":null}

✓ Recipient vytvořen: 700922322

3. Vytváření transferu...
Response Code: 200
Response: {"id":2147646374,"user":13044426,"targetAccount":700922322,"sourceAccount":null,"quote":null,"quoteUuid":"c93dda99-0dfd-4db4-8815-d19d52c1e705","payinSessionId":"7bbc6439-b461-4e38-64ff-528eace9c963","status":"incoming_payment_waiting","reference":"Test payment","rate":1.0,"created":"2026-06-22 11:30:57","business":28693489,"transferRequest":null,"details":{"reference":"Test payment"},"hasActiveIssues":false,"sourceCurrency":"EUR","sourceValue":119.05,"targetCurrency":"EUR","targetValue":119.05,"customerTransactionId":"161c2531-53f0-4cdd-b4dc-9763a20c5840"}

✓ Transfer vytvořen: 2147646374

4. Simulace stavu: processing...
Response Code: 200
Response: {"id":2147646374,"user":13044426,"targetAccount":700922322,"sourceAccount":null,"quote":null,"quoteUuid":"c93dda99-0dfd-4db4-8815-d19d52c1e705","payinSessionId":"7bbc6439-b461-4e38-64ff-528eace9c963","status":"processing","reference":"Test payment","rate":1.0,"created":"2026-06-22 11:30:57","business":28693489,"transferRequest":null,"details":{"reference":"Test payment"},"hasActiveIssues":false,"sourceCurrency":"EUR","sourceValue":119.05,"targetCurrency":"EUR","targetValue":119.05,"customerTransactionId":"161c2531-53f0-4cdd-b4dc-9763a20c5840"}
✓ Stav processing úspěšně simulován

4. Simulace stavu: funds_converted...
Response Code: 400
Response: {"errors":[{"arguments":[],"code":"wrong_status","message":"Transfer processing is suspended due to one or more payment processing issues, please ensure profile is verified and consult the relevant regional guide in the API documentation."}]}
✗ Nepodařilo se simulovat stav funds_converted

4. Simulace stavu: outgoing_payment_sent...
Response Code: 400
Response: {"errors":[{"arguments":[],"code":"wrong_status","message":" Transfer needs to be in state 'funds_converted' before this action. You cannot change transfer from state 'PROCESSING' to state 'funds_converted'."}]}
✗ Nepodařilo se simulovat stav outgoing_payment_sent

=== HOTOVO ===
Zkus teď spustit: php cron.php
Měly by se načíst transakce!